Comparateur 3ème pilier : Les Meilleures Offres en 2024

N°1 COMPARATOR IN SWITZERLAND

FIND THE BEST 3RD PILLARADAPTED TO YOUR OBJECTIVES

Retirement Achat Immobilier Sécurité Épargne Prévoyance Défiscalisation

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Find the 3rd pillar offer that suits you in less than 24 hours!

Save up to CHF 2,400.- in taxes per year. Compare for free, efficiently and neutrally among more than 35 institutions

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Choose the plan that's right for you

How does thirdpillarplan.ch works?

Finding the best 3rd pillar offer has never been so simple! Here is a step-by-step guide to understand our process and quickly benefit from the benefits of the 3rd pillar.

1. Fill out our form in 2 minutes

Access our online form and complete:

Your goals (retirement, real estate purchase, savings, etc.)
Your personal situation (age, employment, tax status).

💡 Tip: The more specific you are, the more the comparison will be adapted to your needs.

2. Analysis by our financial experts

Once the form is completed, our team:

Compare offers from more than 35 Swiss financial institutions.
Identify those that best match your goals and situation.
Prepare a personalized report within 24 hours maximum.

📊 Our commitment: Provide you with a clear and detailed comparison, without financial jargon.

3. Receive your free and personalized comparison

You receive your comparison directly in your mailbox after having spoken with an expert in the field, accompanied by our experts’ recommendations. What you will find in your comparison:

The best offers tailored to your profile.
Potential tax savings.
Advice to maximize your 3rd pillar.

💬 Any doubts? A question?Our advisors are available to assist you in your choice.

4. Choose your offer and save immediately

Once you have found the ideal offer:

You subscribe directly to the institution of your choice.
Start saving on your taxes from the first year!

🚀 Why choose Comparateur3èmePilier.ch? We do not sell any financial products. Our role is to help you make the best decision for your future, without commercial pressure.

Investment simulator

Projection of your 3rd pillar capital over time

Your Age: 35 years

Annual Contribution:

Risk Level:

Overall:

Amount Invested: CHF 0

Amount Generated: CHF 0

Interest Gain: CHF 0

Why choose Comparator thirdpillarplan.ch

thirdpillarplan.ch is the ideal solution to optimize your retirement planning while saving thousands of Swiss francs each year. Take advantage of a FREE and NO COMMITMENT comparison of the best offers of 3rd pillar in Switzerland.

ABOUT thirdpillarplan.ch

ThirdPillarPlan, expert in 3rd pillar, offers free and impartial comparisons.

We put your best interests first, providing recommendations transparent and personalized, tailored to your needs. unique situation.

Qualified expert team

Our team is made up of finance and pension specialists, with significant experience, to guide you with competence and integrity.

Data-Driven Advice

Our recommendations are based on in-depth data analyses, ensuring accurate and up-to-date advice adapted to developments in the financial market.

Wide range of analyzes

We analyze a wide range of 3rd pillar offers, guaranteeing complete market coverage to find the option best suited to your needs.

IN A FEW NUMBERS

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SWISS LOSE UP TO 60% OF THEIR INCOME UPON RETIREMENT.

THE 3RD PILLAR USES YOU TO:

Protect your savings from cognitive biases by letting them grow, without touching them, until retirement. Take out an annuity, capital or a mix of the two.

Reduce your taxes each year by deducting payments made to your 3rd pillar from your taxable income.

Invest in thousands of companies around the world using index funds (ETFs), to combine performance and risk management.

FREQUENTLY QUESTIONS.

Any other questions?

Meet directly with an expert for free

I already have a third pillar, can I have several?

Yes, it is entirely possible to have several 3rd pillars per person, however, it is not possible to pay more than the tax deduction ceiling each year on your linked 3rd pillars (3A). However, there is no ceiling for the third free pillar (3b).

How much can I put on my 3rd pillar? (Min, Max.)

There is no minimum, however insurance companies generally require that the premium be at least CHF 100.- so it is up to you possible to make a third pillar of CHF 100.- per year provided you pay the premium in one installment annually. There is no maximum payment limit on the free third pillar (3b), however the tied third pillar (3a) is limited to the maximum amount of tax deductions authorized depending on your situation (CHF 6,883.- per year for an employee and CHF 34,416.- per year for a self-employed person).

What is the 3rd pillar A?

Pillar 3a is private retirement provision. It is aimed at all active people over the age of 18 whose income is subject to AVS. Thanks to your payments, you save taxes every year. You thus build up capital for your retirement.

What is the 3rd pillar B?

Like Pillar 3a, Pillar 3b is part of private pension provision. Unlike Pillar 3a, Pillar 3b is not linked to retirement, but can also be used for medium or long-term savings goals. This is why it is also called free or unbound pension provision. The funds provided for Pillar 3b can be invested freely, for example through a professional asset management mandate. Due to the medium to long-term investment horizon, low investment fees are also of particular importance here.

“One in two people open a 3rd pillar in Switzerland, according to a study”

Source : RTS

THERE ARE SEVERAL THOUSANDS TO TRUST US.

4,8/5 (+10 000 avis)

As a young professional starting my career, I found this site extremely helpful in navigating the complexity of 3rd pillar options. The comparisons were clear, and the personalized advice helped me choose the best option for my situation. Recommended to anyone looking to secure their financial future in Switzerland!

Comparateur3emepilier.ch has been a real game changer for me. I was able to compare several offers in just a few clicks and find exactly what I was looking for. Their customer service is also impressive; They answered all my questions quickly and very professionally.

Very good site for those who want to understand and choose the best 3rd pillar adapted to their needs. The information is up to date and very detailed. I would have liked to see more options for freelancers, but overall it's a great resource.

I always found retirement planning intimidating, but comparateur3emepilier.ch made it easier. Their product comparison and future scenario simulator allowed me to make an informed choice without having to consult several sites. Great tool

This site is a must for anyone looking to invest in the 3rd pillar. The ease of use, wealth of information and detailed comparisons allowed me to make an informed decision. In addition, I really appreciated the tips for optimizing my contributions and feedback. Well done to the team!

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